Supervision and Assistance in Resolving Problematic Loans at Tangguh Mitra Bersama Cooperative
##plugins.themes.bootstrap3.article.main##
Abstract
The Solid Partner Cooperative is a people's economic entity that plays a crucial role in supporting the local economy. However, like other financial institutions, cooperatives also face challenges in resolving problematic credits that can affect their stability and operational sustainability. Therefore, this journal adopts a qualitative research approach to analyze the coaching and assistance strategies in handling problematic credits at the Solid Partner Cooperative. The research findings indicate that a deep understanding of cooperative principles, active member involvement in decision-making, transparency and accountability in financial management, and collaboration with other financial institutions or financial experts are key factors in cooperative management coaching. A strong understanding of cooperative principles creates a solid foundation for members and cooperative managers to carry out operational activities and make strategic decisions. Active member involvement in decision-making creates a democratic and inclusive environment, strengthening member trust in the cooperative. Transparency and accountability in financial and operational management form a strong foundation for building trust and integrity among members and other stakeholders. Collaboration with other financial institutions or financial experts is an effective strategy in supporting the resolution of problematic credits. By gaining additional access to financial resources, objective advice and insights, and alternative solutions from parties with extensive knowledge and experience, cooperatives can better address credit issues.
##plugins.themes.bootstrap3.article.details##
Dwiyanti, M., & Trimurni, F. (2022). Empowerment Program for Micro Business Actors in the Production Sector at the Office of Cooperatives for Micro, Small, and Medium Enterprises of Medan City. Journal of Science and Social Research. https://doi.org/10.54314/jssr.v5i3.986
Farihah, R., Halim, M., & Nastiti, A. S. (2021). Evaluation of Accounting Information Systems for Credit Provision. Budgeting: Journal of Business, Management and Accounting. https://doi.org/10.31539/budgeting.v2i2.1746
Harahap, A. R., Siregar, N. S. S., & Kadir, A. (2020). Perception of Micro, Small, and Medium Enterprises Actors on the Quality of Public Services at the Cooperative Office of Medan City. Strukturasi: Jurnal Ilmiah Magister Administrasi Publik. https://doi.org/10.31289/strukturasi.v2i1.45
Herdiansah, A., Handayani, T., Hariyani, N., & Nugroho, T. (2020). Information System of Savings and Loan Cooperative: A Case Study of Kodanua Cooperative, Serang. JIKA (Jurnal Informatika). https://doi.org/10.31000/jika.v4i1.2294
Lubis, A., Putri, S. M., Effendi, I., & Amal, M. R. H. (2022). Counseling on Increasing the Number of Passengers in Public Transportation Services for Rajawali North Sumatra During the COVID-19 Pandemic. Selaparang: Jurnal Pengabdian Masyarakat Berkemajuan. https://doi.org/10.31764/jpmb.v6i2.7027
Simatupang, M. (2020). Organizational Culture as a Predictor Variable of Organizational Citizenship Behavior in Cooperative Employees. Psychopedia: Jurnal Psikologi Universitas Buana Perjuangan Karawang. https://doi.org/10.36805/psychopedia.v5i1.1001
Marviana, R. D., Sahputra, N., Iskandar, E., & Sumekar, A. (2020). Training in Financial Report Preparation for MSME Actors at Surya Abadi Mandiri Savings and Loan Cooperative, Medan Krio, Sunggal District, Deli Serdang Regency. Reswara: Jurnal Pengabdian Kepada Masyarakat. https://doi.org/10.46576/rjpkm.v1i2.578
Mukhlis, Z. U. (2021). Cooperatives in the Perspective of Islamic Law. Jurnal Kawakib. https://doi.org/10.24036/kwkib.v2i2.20
Mulyani, S., & Hasibuan, N. F. A. (2022). Analysis of Credit Provision and Collection Procedures to Prevent Non-Performing Loans at KPRI Sejahtera Bersama Cooperative, Cooperative and SME Office of Medan City. Jurnal Akuntansi AKTIVA. https://doi.org/10.24127/akuntansi.v3i2.3047
Nasution, A. F., & Perkasa, R. D. (2023). Analysis of the Role of Multi-Business Cooperative (KSU) "Tunggal Ganda" in Improving the Welfare of Members of Pajak Sambu Community, Ambon Street, Medan. Innovative: Journal of Social Science Research. https://doi.org/10.31004/innovative.v3i4.3744
Nurranto, H., Gayatri, A. M., & Muzdalifah, M. (2020). Enhancing the Potential of Micro Enterprises Based on the Creative Economy for Cooperative Members Through Empowerment Programs and the Role of Sharia Cooperatives (A Study on Sharia Cooperatives in South Tangerang). Sosio E-Kons. https://doi.org/10.30998/sosioekons.v11i3.4612
Purba, M., Saragih, M., & Saragih, V. (2021). Implementation of the Self-Reliant Savings and Loan Application at Padrepio Parish, Medan. JURNAL WIDYA. https://doi.org/10.54593/awl.v2i1.4
Rambe, N. H., & Ruslan, D. (2023). Analysis of Medan City Government Policies on Cooperatives and SMEs in Addressing the 2023 Global Economic Crisis. Gema Ekonomi.
Silitonga, Y., Nurbaiti, A., & Aminah, W. (2020). The Influence of Internal Audit Role, Internal Control, and Compensation Appropriateness on Fraud Prevention (A Case Study at Karya Murni Cooperative, Medan). E-Proceeding of Management.
Tamba, F. S., Ginting, G. L., & Hondro, R. K. (2018). Decision Support System for Cooperative Chairman Selection at Parulian 3 Private Vocational School, Medan Using the Moora Method (Multi-Objective Optimization on the Basis of Ratio Analysis). Majalah Ilmiah INTI (Informasi Dan Teknologi Ilmiah).
Zulfahani, Z., & Nawawi, Z. M. (2022). The Role of the Cooperative and SME Office of Medan City in Realizing the Masjid Mandiri Program Through Sharia Cooperatives. El-Mujtama: Jurnal Pengabdian Masyarakat. https://doi.org/10.47467/elmujtama.v2i3.1375