Daulay S, Wardhani W, Kasmidar. The Influence of Capital Adequacy Ratio (CAR), Non performing Loans (NPL), Operating Costs to Operating Income (BOPO) on Liquidity as Measured by Loan to Deposit Ratio at Bank Tabungan Negara Indonesia Tbk. ProBisnis [Internet]. 2021 Apr. 30 [cited 2026 Apr. 18];12(1):38-44. Available from: https://ejournal.joninstitute.org/index.php/ProBisnis/article/view/68