Kristianto, Aditia Dwi, Muhammad Kurniawan, and Citra Etika. “The Effect of Data Protection, Digital Literacy and Cyber Security on the Security Risk of Social Engineering-Based Cyber Threats in E-Wallet Users (Study on Millennial Generation E-Wallet Users in Bandar Lampung City)”. ProBisnis : Jurnal Manajemen 16, no. 01 (February 15, 2025): 22–31. Accessed April 18, 2026. https://ejournal.joninstitute.org/index.php/ProBisnis/article/view/878.