The Influence of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Operating Costs to Operating Income (BOPO) on Liquidity as Measured by Loan to Deposit Ratio at Bank Rakyat Indonesia Tbk
##plugins.themes.bootstrap3.article.sidebar##
Published:
Apr 30, 2020
Keywords:
Loan to Deposit Ratio (LDR), Non-Performing Loans (NPL), Capital Adequacy Ratio(CAR), Operational Cost to Operating Income (BOPO)
Section
Articles
Statistics Article
Article View : 102 Times
##plugins.themes.bootstrap3.article.main##
Abstract
The purpose of this research is to analyze and test the effect of CAR, NPL, BOPO on the LDR of PT. Bank Rakyat Indonesia Tbk. This type of research is explanatory research. The sample used in this research is PT. Bank Rakyat Indonesia Tbk which published its financial statements for the period 2006-2013. Data collection techniques are library research and field research. This study uses descriptive analysis, classical assumption test and multiple linear regression for data analysis with the help of the Eviews 8 program. From the analysis test results it is known that the CAR, BOPO and NPL ratios have an effect on the LDR ratio during the 2006-2013 period
##plugins.themes.bootstrap3.article.details##
How to Cite
Zain Nst, A. M., Pratidina Nst, S. W., & Pratama, D. (2020). The Influence of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Operating Costs to Operating Income (BOPO) on Liquidity as Measured by Loan to Deposit Ratio at Bank Rakyat Indonesia Tbk. ProBisnis : Jurnal Manajemen, 11(1), 44–46. https://doi.org/10.62398/probis.v11i1.66
References
Akbar, M dan Mentayani, I. (2010), “Faktor-Faktor yang Mempengaruhi Intermediasi: Studi Pada Bank Umum Swasta Kalimantan Selatan Tahun 2007-2009”, Jurnal Manajemen dan Akuntansi, 11 (2) (April).
Arthesa, A dan Handiman, E. (2006), Bank & Lembaga Keuangan Bukan Bank, Jakarta: PT Indeks.
Buchory, H.A. (2014a).“Analysis Of The Effect Of Capital, Credit Risk And Profitability To Implementation Banking Intermediation Function (Study On Regional Development Bank All Over Indonesia Year 2012)”, International Journal of Business Economics and Law, 4(1)(Juni).
---------------- (2014b).Analysis Of The Effect Of Capital, Net Interest Margin, Credit Risk And Profitability In The Implementation Of Banking Intermediation (Study On Regional Development Bank All Over Indonesia In 2012), European Journal of Business and Management,6 (24).
Hersugondo dan Tamtomo, H.S (2012). Pengaruh CAR, NPL, DPK dan ROA Terhadap LDR Perbankan Indonesia, Jurnal Dharma Ekonomi, (36) (Oktober).
Khaizan, E, (2011). Non Performing Loan (NPL). http://enjangkhaizan.blogspot.com/2011/06/pengertian-non-performing-loan-npl.html. diakses pada tanggal 20 September 2014
Kuncoro, M dan Suhardjono. (2002).Manajemen Perbankan Teori dan Aplikasi, Yogyakarta: BPFE Yogyakarta.
Manurung, S. (2014). “Analisis Faktor yang Mempengaruhi Fungsi Intermediasi Bank Melalui Pendekatan Loan To Deposit Ratio (LDR) Pada PT. Bank Tabungan Negara (Persero) Tbk Tahun 2006-2013”. Universitas Gunadarma.
Prayudi, A. (2011).“Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), BOPO, Return On Asset (ROA) dan Net Interest Margin (NIM) terhadap Loan to Deposit Ratio (LDR)”. Sragen.
Ritha, H dan Raditiya, E. (2013).“Pengaruh Faktor Internal dan Eksternal Terhadap Fungsi Intermediasi Pada Bank Umum Swasta Nasional (BUSN) Devisa Periode 2006-2010, Jurnal Bijak, 11 (2)” (September).
Riyadi, S. (2006). Banking Assets and Liability Management. Jakarta: Lembaga Penerbit Fakutas Ekonomi Universitas Indonesia.
Santoso, A, L dan Sukihanjani, T. (2012). “Analisis Faktor-Faktor yang Mempengaruhi Likuiditas Perbankan di Indonesia”.Universitas Sebelas Maret.
Setiawan, B dan Hady, H. (2006).“Pengaruh Placement dan Kinerja Bank, serta Variabel Eksternal terhadap Peranan Bank Umum Swasta Nasional (BUSN) sebagai Intermediasi untuk Mendorong Sektor Riil di Indonesia”.Journal of Postgraduate Program Universitas Persada Indonesia, 14, hal: 43-60.
Sudirman, I.W. (2013).Manajemen Perbankan Menuju Bankir Konvensional yang Profesional.
Jakarta: Kencana Prenada Media Group.
Susanty, W.D. (2014). “Pengaruh Faktor Internal dan Eksternal Sebagai Penentu Fungsi Intermediasi Perbankan (Studi pada Bank Syariah dan Bank Umum Konvensional)”, Jurnal Ilmiah, Universitas Brawijaya.
Kartini dan Anis Nuranisa. 2014. “Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), PertumbuhanDana Pihak Ketiga (DPK), Biaya Operasional terhadap Pendapatan Operasional (BOPO)Terhadap Likuiditas Yang Diukur Dengan Loan to Deposit Ratio Pada Perusahan Perbankan Yang Tercatat di Bursa Efek Indonesia”. Jurnal Dharma Ekonomi, (36) (Oktober). Jurnal Unisia , 36 (81)” (Juli).
Arthesa, A dan Handiman, E. (2006), Bank & Lembaga Keuangan Bukan Bank, Jakarta: PT Indeks.
Buchory, H.A. (2014a).“Analysis Of The Effect Of Capital, Credit Risk And Profitability To Implementation Banking Intermediation Function (Study On Regional Development Bank All Over Indonesia Year 2012)”, International Journal of Business Economics and Law, 4(1)(Juni).
---------------- (2014b).Analysis Of The Effect Of Capital, Net Interest Margin, Credit Risk And Profitability In The Implementation Of Banking Intermediation (Study On Regional Development Bank All Over Indonesia In 2012), European Journal of Business and Management,6 (24).
Hersugondo dan Tamtomo, H.S (2012). Pengaruh CAR, NPL, DPK dan ROA Terhadap LDR Perbankan Indonesia, Jurnal Dharma Ekonomi, (36) (Oktober).
Khaizan, E, (2011). Non Performing Loan (NPL). http://enjangkhaizan.blogspot.com/2011/06/pengertian-non-performing-loan-npl.html. diakses pada tanggal 20 September 2014
Kuncoro, M dan Suhardjono. (2002).Manajemen Perbankan Teori dan Aplikasi, Yogyakarta: BPFE Yogyakarta.
Manurung, S. (2014). “Analisis Faktor yang Mempengaruhi Fungsi Intermediasi Bank Melalui Pendekatan Loan To Deposit Ratio (LDR) Pada PT. Bank Tabungan Negara (Persero) Tbk Tahun 2006-2013”. Universitas Gunadarma.
Prayudi, A. (2011).“Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), BOPO, Return On Asset (ROA) dan Net Interest Margin (NIM) terhadap Loan to Deposit Ratio (LDR)”. Sragen.
Ritha, H dan Raditiya, E. (2013).“Pengaruh Faktor Internal dan Eksternal Terhadap Fungsi Intermediasi Pada Bank Umum Swasta Nasional (BUSN) Devisa Periode 2006-2010, Jurnal Bijak, 11 (2)” (September).
Riyadi, S. (2006). Banking Assets and Liability Management. Jakarta: Lembaga Penerbit Fakutas Ekonomi Universitas Indonesia.
Santoso, A, L dan Sukihanjani, T. (2012). “Analisis Faktor-Faktor yang Mempengaruhi Likuiditas Perbankan di Indonesia”.Universitas Sebelas Maret.
Setiawan, B dan Hady, H. (2006).“Pengaruh Placement dan Kinerja Bank, serta Variabel Eksternal terhadap Peranan Bank Umum Swasta Nasional (BUSN) sebagai Intermediasi untuk Mendorong Sektor Riil di Indonesia”.Journal of Postgraduate Program Universitas Persada Indonesia, 14, hal: 43-60.
Sudirman, I.W. (2013).Manajemen Perbankan Menuju Bankir Konvensional yang Profesional.
Jakarta: Kencana Prenada Media Group.
Susanty, W.D. (2014). “Pengaruh Faktor Internal dan Eksternal Sebagai Penentu Fungsi Intermediasi Perbankan (Studi pada Bank Syariah dan Bank Umum Konvensional)”, Jurnal Ilmiah, Universitas Brawijaya.
Kartini dan Anis Nuranisa. 2014. “Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), PertumbuhanDana Pihak Ketiga (DPK), Biaya Operasional terhadap Pendapatan Operasional (BOPO)Terhadap Likuiditas Yang Diukur Dengan Loan to Deposit Ratio Pada Perusahan Perbankan Yang Tercatat di Bursa Efek Indonesia”. Jurnal Dharma Ekonomi, (36) (Oktober). Jurnal Unisia , 36 (81)” (Juli).