The Influence of Financial Literacy on Consumptive Behavior in Gen Z in Medan City
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Published:
Aug 8, 2023
Keywords:
Financial Literacy, consumption, Behaviour, Gen Z
Section
Articles
Statistics Article
Article View : 192 Times
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Abstract
Research to determine the effect of financial literacy on Gen Z Consumptive Behavior in Medan City. This type of research is Qualitative. The population was 896 people and the sample used accidental sampling as many as 100 Gen Z who were respondents in this study, the data analysis technique used multiple regression tests and hypothesis testing. The results showed that financial literacy has a positive and significant effect on Consumption Behavior on Gen Z products in Medan City. The results of the determination test above show that the coefficient of determination (seen from R Square) is 0.560, this means that 56% of the variance in the value of Consumption behavior on Gen Z in Medan City is determined or explained by the independent variable, namely Financial Literacy, while the remaining 44% is influenced by other variables not examined in this study such as economy and occupation
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How to Cite
Fadila, Z., Pebri, P., Rivai, A., Hou, A., & Pasaribu, D. S. O. (2023). The Influence of Financial Literacy on Consumptive Behavior in Gen Z in Medan City. ProBisnis : Jurnal Manajemen, 14(4), 16–22. https://doi.org/10.62398/probis.v14i4.232
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Bakti, C. P., & Safitri, N. E. (2017). Peran Bimbingan Dan Konseling Untuk Menghadapi Generasi Z Dalam Perspektif Bimbingan Dan Konseling Perkembangan. Jurnal Konsuling, 3(1). https://jurnal.umk.ac.id/index.php/gusjigang/article/view/1602
Desy, P. Y. (2023). Separuh dari Kelompok Gen Z Khawatir Soal Keuangan di Masa Depan Artikel ini telah tayang di Katadata.co.id dengan judul “Separuh dari Kelompok Gen Z Khawatir Soal Keuangan di Masa Depan” , https://katadata.co.id/lonaolavia/finansial/6442008101d2a/separuh. https://katadata.co.id/lonaolavia/finansial/6442008101d2a/separuh-dari-kelompok-gen-z-khawatir-soal-keuangan-di-masa-depan
Dikria, O., & Mintarti, S. U. (2016). Pengaruh Literasi Keuangan Dan Pengendalian Diri Terhadap Perilaku Konsumtif Mahasiswa Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Negeri Malang Angkatan 2013. Jurnal Pendidikan Ekonomi, 9(2). http://journal.um.ac.id/index.php/jpe/article/view/7161
Fungky, T., Sari, T. P., & Sanjaya, V. F. (2021). Pengaruh Gaya Hidup Serta Literasi Keuangan Terhadap Perilaku Konsumtif Generasi Z Pada Masa Pandemi (Studi Kasus Mahasiswa/I Manajemen Bisnis Syariah, Uin Raden Intan Lampung Angkatan 2019. Jurnal Ilmiah Ilmu Manajemen Dan Kewirausahaan, 1(1).
Hasa, W. H., Hervina, E., Anggraini, Amelia, R., Pertiwi, D., & Amalia, F. (2022). Memahami Keputusan Pembelian Sikap Konsumen dalam Melakukan Trading Forex (M. P. Muhamad Basyrul Muvid (ed.); 1st ed.). Global Aksara Pers. https://www.researchgate.net/profile/Fiqrida-Amalia/publication/361023717 Buku Monograf Memahami Keputusan Pembelian Sikap Konsumen dalam Melakukan Trading Forex/links/6298502cc660ab61f859814f/Buku-Monograf-Memahami-Keputusan-Pembelian-Sikap-Konsumen-dala
Hilgert, M. A., Hogarth, J. M., & Beverly, S. (2003). Household Financial Management: The Connection Between Knowledge and Behavior. Federal Reserve Bulletin, 89(11). https://www.researchgate.net/publication/5039164 Household Financial Management The Connection Between Knowledge and Behavior
Nirmalasari, & Amelia, R. (2020). The Role of Job Satisfaction in the Effect of Compensation on Employee Performance. International Journal of Business Economics (IJBE), 2(1), 52–59. https://doi.org/10.30596/ijbe.v2i1.5721
Raymond Tambunan. (2015). Remaja dan Perilaku Konsumtif. Jurnal Psikologi Dan Masyarakat, 11(5). https://www.scribd.com/document/12007850/Remaja-Dan-Perilaku-Konsumtif#
Santosa, E. T. (2015). Raising children in digital era (1st ed.). PT. Elexmedia Komputindo. https://dspace.uii.ac.id/bitstream/handle/123456789/15388/05.2 bab 2.pdf?sequence=6&isAllowed=y
Stillman, D., & Stillman, J. (2017). Generasi Z: memahami karakter generasi baru yang akan mengubah dunia kerja. PT. Gramedia Pustaka Utama. https://pustaka.kemdikbud.go.id/libdikbud/index.php?p=show detail&id=41163
Sugiyono. (2018). Metode Penelitian Kualitatif dan Kuantitatif. CV. Alfabeta. https://baixardoc.com/documents/sugiyono-metode-penelitian-kuantitatif-kualitatif-dan-r-d-5dc08ab156748
Sumartono. (2017). Terperangkap dalam Iklan: Meneropong Imbas Pesan Iklan Televisi,. Jurnal Manajemen Dan Bisnis, 4(3). http://etheses.iainkediri.ac.id/3533/4/931313115 bab2.pdf
Sustiyo, J. (2020). Apakah Literasi Keuangan Mempengaruhi Perilaku Konsumsi Generasi Z ? 04(01), 1–10.
Vitt, L., Anderson, C., Kent, J., Lyter, D. M., K, J., Siegenthaler, & Jeremy Ward. (2000). Personal Finance and the Rush to Competence: Financial Literacy Education in the U.S. Institute for Socio-Financial Studies. https://www.researchgate.net/publication/240619141 Personal Finance and the Rush to Competence Financial Literacy Education in the US
Wiedmer, T. (2021). Generations Do Differ: Best Practices in Leading Traditionalists, Boomers, and Generations X, Y, and Z. Delta Kappa Gamma Bulletin, 9(3). https://www.scirp.org/(S(i43dyn45teexjx455qlt3d2q))/reference/referencespapers.aspx?referenceid=2954137
Xu, L., & Zia, B. (2012). Financial Literacy Around the World: An Overview of the Evidence with Practical Suggestions for the Way Forward. World Bank Policy Research Working Paper, 6107. https://papers.ssrn.com/sol3/papers.cfm?abstract id=2094887