Liau, J., Liberty, E., Faustine, C., & Panggabean, P. B. (2024). Model of Decision Making Behavior in Using Digital Banking Services: An Approach to Developing a Conceptual Framework that . ProBisnis : Jurnal Manajemen, 15(2), 8–11. Retrieved from http://ejournal.joninstitute.org/index.php/ProBisnis/article/view/469